If Your Mortgage Broker Hid 35% of Your Home Loan in the Fine Print, They'd Go to Prison. In Solar? It's Called 'Industry Standard.'

The Truth in Lending Act has required mortgage lenders to disclose all fees since 1968. Car dealers must disclose dealer markups. Credit card companies must show you the APR with all fees included. But solar lenders? They can add 25-40% to your loan balance, contractually prohibit the installer from telling you, exclude it from the stated APR, and call it 'the cost of doing business.' The only industry where hiding a third of the price from the customer is not just legal — it's the standard operating procedure.